In 2021,which financial institution entered into a collaboration with Google India Pvt Ltd (GIPL) for piloting a social impact lending programme with financial assistance up to ₹1 crore at subsidised interest rates?

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SSC CGL 2023 Tier-I Official Paper (Held On: 26 Jul 2023 Shift 1)
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  1. IFCI
  2. NABARD
  3. IIFCL
  4. SIDBI

Answer (Detailed Solution Below)

Option 4 : SIDBI
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Detailed Solution

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The correct answer is SIDBI.

Key Points 

  • Small Industries Development Bank of India (Sidbi) has entered into a partnership with Google India Pvt Ltd (GIPL).
  • It will pilot a social impact lending programme with financial assistance up to ₹1 crore at competitive interest rates to MSMEs.
  • A loan programme targeted at micro-enterprises with loan sizes ranging between ₹25 lakh to ₹1 crore, is being implemented by SIDBI.

Important Points 

  • ​This partnership with GIPL brings a corpus of $15 million (around ₹110 crores) to micro, small and medium enterprises (MSMEs) as a crisis response related to Covid-19.
  • This also marks SIDBI's launch of a paperless journey to its customers from onboarding to the disbursal stage.
  • The major focus under the programme shall be on enterprises run by women entrepreneurs, with suitable interest rate concession also envisaged for such enterprises.

Additional Information 

  • ​SIDBI:
    • Headquarters - Lucknow.
    • Founded On - 2 April 1990.
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